You Need a Budget is easy-to-use budget software paired with a powerful methodology. The software is built around the YNAB Method, which is comprised of our Four Rules. These Four Rules help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Mar 5, 2018 - Welcome to stress-free finances. If this means nothing to you, that's okay - the shapes ynab 4 serial key create are incredible and can be.

Sure, there are many personal finance management programs out there, but they all miss a critical point -- budgeting involves more than just math and numbers! In fact, your personal approach and attitudes about money are key to your overall success. That's why You Need A Budget (YNAB) 3 is here. With YNAB 3, not only do you get the benefits that you're accustomed to seeing (import bank statements, recurring transactions, savings strategies), you also improve your financial outlook by adopting YNAB 3's methodology! Without a change in your perspective, most of us fall into the same trap of spending everything that we have and living paycheck to paycheck. YNAB 3 revolutionizes the way you think about money, helping you to assign your available funds to different spending and savings categories. With YNAB 3, you'll be ready for larger, less-frequent expenses, so they won't knock your budget off of the rails when they crop up.

No more crazy ups and downs in your bank account, not once you gain a true picture of your discretionary income. YNAB 3 will even make small adjustments when you overspend, ensuring that you fix those mistakes before proceeding to the next month! • After you purchase YNAB 3 (You Need A Budget 3) it may be used indefinitely. • YNAB 3 (You Need A Budget 3) is licensed for family use, so everyone in a household can use the software. • Each license allows installation on all owned computers, and YNAB 3 (You Need A Budget 3) may be used at exactly the same time on each of them. • Transfer of a license to another owned computer is allowed.

• Upgrades to future versions of the software will be free for minor versions only. For versions after that, upgrades will require additional payment, which will not be discounted. • Support is provided for the lifetime of the product. • 30 days return policy. • Prices do not necessarily include taxes, which will vary by country. Adrian Williams This is my budget software of choice now. I'll buy it on the promotion day having moved away from Fortora Fresh finance and Home accountz.

I'm using the trial at the moment. This is the only piece of software that managed to import data directly from my lloyds tsb account without any manipulation first (using a spreadsheet). Fortora didn't have the level of support and the lack of a forum prevented users from sharing their experience. Home Accountz just has an awful activation mechanism.

The licencing policy allows multiple installs and the ongoing development of an android app makes YNAB a fully integrated budget management setup for your household. Charlotte Sinclaire I already own this software and just want to tell anyone who is considering it that I LOVE IT. Not only does it handily do the job it is designed for, they have GREAT customer service, a wonderful web site, tons of tutorials, and even helped me personally once with a snag in my own files.

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Not just 'here's a suggestion, good luck,' but a hands-on assist with my own personal glitch. I devoted a Saturday once to a series of webinars they offered about how to use this software -- it's easy enough to use without the webinars, but the webinars were helpful for getting the most out of the program -- and when it was over, I was not one little bit sorry to have spent my day that way. I felt actually eager to work with my finances after that further education. I have turned my friends on to this software and even bought the program as a gift for one of them. This is really a great, well-thought-out and well-supported piece of software.

-- sign me a VERY Satisfied Customer. Jim Willis I just purchased this a few minutes ago. I don't understand what's going on with the download and installation of the software. I get a 'popup' window that I thought was from Adobe. I figured that was the install routine for Adobe Air but it said it was installing YNAB. I'm more comfortable downloading an.exe file and then installing it after I shutdown my browser. Is there a way to do that?

Oops, sorry, just went to your site and found out how to do what I wanted. I think I'm all set now.

Check out the, and new users! • YNAB Quicklinks ▾ • • • • • • • Subreddit Filters ▾ • • • • • • Noteworthy Threads ▾ • • • nYNAB was last updated 13 September 2018 Welcome to This subreddit is dedicated to discussion on the popular budget software You Need A Budget. We welcome any posts here regarding YNAB. Feel free to post your questions, budget strategies & advice. The Rules to Remember • Give Every Dollar a Job • Embrace Your True Expenses • Roll With the Punches • Age Your Money For veteran users, learn more about the changes to the new rules in the. There is a which acts as a primer for nYNAB as well. Are you a new user?